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    地址:河北省保定市競秀區復興中路3108號康泰國際東區17層

    備案號:冀ICP備16030082號

    行業新聞
    資金保護投資人資金的5項措施
    1、保爾金網貸平臺的商業模式是保爾金網貸平臺+融資性擔保公司+風險保證金+第三方資金托管(未來會變成更安全的銀行存管哦)。 1, Paul gold net credit platform business model is Paul gold network platform + loan financing guarantee company + risk margin, a third party escrow (future will become more safe depository bank). 2、保爾金是國內首先采取每筆借款項目都由不同擔保公司推薦,并進行本息連帶責任擔保模式的網貸平臺,。 In the first place, it is recommended by different guarantors for each loan item in the country. 3、保爾金選擇合作的融資性擔保公司有獨特的辦法: Mr Paulson has a unique way of choosing a co-operative financing guarantee company: 保爾金平臺利用山西省融資擔保行業協會這一得天獨厚的優勢,選擇信息真實,注冊資本金在5000萬以上的融資性擔保公司,并設立有嚴格的準入條件: Paul Jin Pingtai use the unique advantage of financing guarantee industry association, Shanxi Province, choose information is true, in more than 50 million registered capital financing guarantee companies, and set up a strict access requirements: (1)資本真實、實力較強。(2)管理規范、風險控制嚴密。(3)業績優良、代償能力充足。(4)合規經營、戰略穩健。以上條件可通過山西省融資擔保行業協會保證資料、信息的真實準確。 (1) capital is real and strong. (2) strict management and risk control. (3) excellent performance and adequate compensation. (4) the compliance management and the strategic soundness. The above conditions can be guaranteed by the Shanxi Province financing guarantee industry association. 4、保爾金與融資性擔保公司有嚴密的合作機制。 Mr Paulson and the financing guarantee company have a tight cooperation mechanism. (1)較高比例的風險保證金。擔保公司推薦的每一筆借款,必須繳納20%—25%比例的保證金。 (1) higher proportion of risk deposits. Every loan secured by the guarantee company must pay 20% to 25% of the deposit. (2)實施規??刂坪惋L險分散。擔保公司擔??傤~不能超過資本金的20%,單筆擔保借款一般不能超過100萬元 (2) scale control and risk diversification. The guarantee company guarantees the total amount cannot exceed 20% of the capital, the loan of a single loan is not more than one million yuan (3)節奏有序,科學開展業務。擔保公司擔保的兩筆借款,還款時間間隔一般超過一個月,保證風險可控。 (3) the rhythm is orderly and the scientific business is carried out. The two loans guaranteed by the guarantee company will be paid more than one month at a time, ensuring that the risk is manageable. (4)動態管理,預防突發性風險。保爾金網貸平臺根據擔保公司擔保借款情況進行動態管理,對不穩定行業和夕陽產業進行更加嚴格的風險控制措施。 (4) dynamic management to prevent emergent risk. Paul Kim net credit platform for dynamic management, according to the guarantee company guarantee loan situation on unstable industry and sunset industry more strict risk control measures. 5、保爾金與山西企業再擔保有限公司合作,對融資性擔保公司提供再擔保,進一步增強風險防控能力。 In partnership with shanxi enterprise reinsurance co., LTD., the company will provide further assurance to the financing guarantee company and further enhance the ability of risk prevention and control.

    備案號:冀ICP備16030082號

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